2022 Cheap Burial Insurance

Finding cheap burial insurance

It’s been said there are two things you want to avoid in life, cheap life insurance and cheap toilet paper (we do apologize for that visual!) When looking for cheap burial insurance, you do need to be careful. Funeral Funds can show you how to find cheap burial insurance the right way!

Here’s the deal

There are some sketchy life insurance companies out there offering different types of burial insurance, with inadequate financial reserves and dubious long-term sustainability. Although these companies offer cheap burial insurance and cheap funeral insurance, you need to purchase a policy through a reputable company that will be around for the long haul.

The key here is to find an affordable burial insurance policy through a reputable A-Rated insurance company. The best way to find a cheap burial insurance policy is to price shop through multiple companies before making any decision.

You must use a reputable agent with access to at least 20 different final expense companies. This will ensure you get the most affordable final expense policy for your age and health.

FOR EASIER NAVIGATION

Is it expensive to buy burial insurance?

WHAT KIND OF CHEAP BURIAL INSURANCE POLICIES SHOULD I AVOID?

TV AND MAGAZINE ADVERTISEMENTS – Most burial policies or final expense life insurance no exam policies you see advertised on television or in magazines are promoted as the simplest approach to obtain this coverage.

Just about everyone is eligible for immediate coverage and better pricing; however, these heavily advertised policies are so expensive.

To make a long story short, it is better to shop with a specialist in burial insurance, like FuneralFunds.com, than to sign up with a company that spends millions of dollars each month advertising on television and in magazines.

INCREASING PRICE POLICIES – Those TV and magazine final expense policies may increase in price every five years or have a two-year waiting period before your benefits kick in!

These policies aren’t what they seem, so do not be deceived.

These tricky television magazine ads will lure you in with an attractive rate, only to have the cost of your insurance increase every five years until you cannot afford the premiums; then, you must cancel your policy and ask if burial insurance is worth it?

What happens after you cancel the policy? You’ll die and have wasted all that money because you bought a policy that increases the price as you get older.

Avoid policies that increase in price every year or end at a certain age. You don’t want your family to get hung out to dry when they need this coverage the most.

Here’s the best way to do it.

Avoid those misleading television, magazine advertisements, and senior magazines. The best plan of attack is to avoid insurance companies where you can sign up directly over the phone or the Internet.

The pricing for these policies is always more expensive than if you were to shop through specialized funeral insurance, cremation insurance, or final expense insurance specialist, like Funeral Funds.

Depending on your age and health, you may overpay by 35% to 100% by purchasing your burial insurance directly from a TV ad or magazine.

The cheapest burial insurance with no waiting period for elderly folks is sold through licensed and registered agencies, like Funeral Funds.

When shopping around for cheap burial insurance for yourself or funeral insurance for parents, an independent agency will always get you the best-priced funeral policy.

Others only sell one product, and it’s more expensive.

Those TV and magazine burial companies only sell one product. Because of this, you may get the higher pricing. You also have to wait two years before your insurance coverage begins.

A respectable and quality independent agency will work with many different insurance companies (we work with 20+ insurance companies) to get you the best pricing and coverage.

We have no obligation to use any particular insurance company. Our only criteria are to find you the quality insurance company that will be around when you need them the most and get you the cheapest burial insurance pricing possible.

Think narrow, not wide

Think again if you think any general life insurance agent is your best choice when purchasing senior life insurance with no waiting period. Specialists like Funeral Funds in burial insurance are always better than general life insurance agents when shopping for burial insurance (if you want the best pricing and no waiting period).

HERE’S WHAT TO AVOID WHEN SHOPPING FOR THE BEST BURIAL INSURANCE POLICY:

  • Generalists – avoid life insurance agents that sell every life insurance product available. You need a specialist who understands final expense underwriting to get the best pricing.
  • Newbies – avoid agents who are new to the insurance industry. These “greenhorns” often sell only one or two expensive insurance products with unforgiving underwriting (that will get you denied).
  • Television Advertisements & Magazine Advertisements – we’ve already talked about how they’re not all they are cracked up to be. Don’t jump the gun and purchase one of these expensive policies that will force you to wait two years before the coverage begins.
  • Lone Wolves – these are “captive” insurance company agents that work for a single company and sell a single final expense product. If you have any health problems, you’ll often get denied burial insurance through these companies.
  • Getting Denied – going with an inexperienced, newbie, or lone wolf agent will often result in a declined or denied burial policy if you have any health problems (they will also be more expensive). Having a recent decline in your life insurance records rules you out of many of the best insurance companies.

Don’t let an inexperienced agent get you declined, as this will limit your options in the future and increase any future pricing as a result of your denied funeral policy.

HERE ARE THE BEST FEATURES OF BURIAL POLICIES:

  • Your premiums will NEVER INCREASE.
  • Your coverage amount will NEVER DECREASE.
  • Easy qualification even if you are sick or old.
  • Your policy will NEVER END (until you die).
  • Your family is guaranteed to get a check to cover your burial expenses when you die.

Everyone regrets not having a burial policy in place when a loved one dies!

Hindsight is 20/20, but it’s not as if you knew you weren’t going to die someday. Your guess is as good as mine when you die, but you don’t have to be a rocket scientist to know that you will punch your time clock for the last time.

Let us help you get you the best-priced burial policy you can afford.


HOW CAN FUNERAL FUNDS HELP ME?

We are specialists, and we are dedicated to doing one thing unbelievably well…final expense insurance and burial insurance. We are committed to being the leading expert in the industry when it comes to final expense insurance and helping folks like you get the best pricing available.

Getting affordable burial insurance doesn’t have to cost an arm and a leg.

Once we know more about your age and health history, we can accurately give you burial insurance quotes from the final expense companies that best fit you.

Our job at Funeral Funds is to be the most knowledgeable burial insurance expert available. We can get you the most accurate quote and affordable rates by doing so.

Everyone is different, everyone is unique, and final expense insurance underwriting is complicated and confusing to many. Because this is all we do, we are amazing at it.

The reality is that most inexperienced and less knowledgeable insurance agents will cost you loads of money by selling you more expensive policies.

Working with an independent brokerage, such as Funeral Funds, is always in your best interest. With access to all the best final expense insurance companies, we will help you understand your best options, given your current age, health, and financial situation. Because this is all we do, we are amazing at it.

ADDITIONAL QUESTIONS & ANSWERS ON CHEAP BURIAL INSURANCE

Do I need burial insurance?

If you are older or have health issues, you may want to consider buying a policy to ensure that your final expenses are covered. If you have dependents, you may also want to consider buying a policy to help them with your funeral and burial costs. Even if you do not have any dependents, you may still want to consider buying a policy to cover the costs of your final expenses.


How does burial insurance work?

Burial insurance works by paying a death benefit to your beneficiaries when you die. The death benefit can be used to cover the costs of your funeral and burial.


What are the benefits of buying cheap burial insurance?

The main benefit of buying cheap burial insurance is that it can help your loved ones cover the costs of your final expenses. If you have dependents, they will not have to worry about how to pay for your funeral and burial.


What is the easiest way to buy cheap burial insurance?

The easiest way to buy cheap burial insurance is to work with a qualified insurance agent from Funeral Funds who can help you compare policies and rates from different insurers.


How much does cheap burial insurance cost?

The cost of cheap burial insurance varies depending on your age, health, and other factors.


When should I buy burial insurance?

It is best to buy burial insurance when you are younger and healthier. This is because the premiums will be lower, and you are more likely to be approved for coverage.


What happens if I don’t have burial insurance?

If you do not have burial insurance, your loved ones will be responsible for covering the costs of your funeral and burial. This can be a financial burden on them, especially if you have dependents.


Can you buy cheap burial insurance online?

Yes, you can buy cheap burial insurance online, but you do have to be careful with your personal information and be aware not to get a policy with a 2-year waiting period.


Can I qualify for cheap burial insurance over the phone?

Yes, you can qualify for cheap burial insurance over the phone. We will ask you a few questions about your age, health, and other factors. Once we have this information, we will be able to give you a quote.


Can I buy cheap burial insurance online?

Yes, you can buy cheap burial insurance online, but your best results will be with a company or agent trust.


Can I get cheap burial insurance with no medical exam?

Yes, you can get cheap burial insurance with no medical exam. We offer policies that do not require a medical exam.


Can I get cheap burial insurance if I have health issues?

Yes, you can get cheap burial insurance if you have health issues. We offer a variety of policies that can meet your needs.


I’m a smoker. Can I get cheap burial insurance?

Yes, you can get cheap burial insurance if you are a smoker.


Is first-day coverage available with no medical exam?

Yes, you can get first-day coverage with no medical exam from Funeral Funds.


What is the maximum amount of coverage I can get with cheap burial insurance?

The maximum amount of coverage you can get with cheap burial insurance varies by insurer.


Can I get cheap burial insurance for my mom?

Yes, you can get cheap burial insurance for your mom, depending on her age and health. It is wise to check with a trusted company or agent to get quotes.


How much is cheap burial insurance?

The cost of cheap burial insurance varies depending on your age, health, and other factors.


What is the best way to compare cheap burial insurance?

The best way to compare cheap burial insurance is to work with a qualified insurance agent who can search many companies all at once for you. We can help you compare policies and rates from different insurers to save you time.


Is cheap burial insurance worth it?

Yes, cheap burial insurance is worth it because it can help your loved ones cover the costs of your final expenses.


What are the benefits of buying cheap burial insurance?

The main benefit of buying cheap burial insurance is that it can help your loved ones cover the costs of your final expenses. If you have dependents, they will not have to bear the financial burden of your funeral and burial costs.


Can I get cheap burial insurance if I have a pre-existing condition?

Yes, you can get cheap burial insurance if you have a pre-existing condition. We offer a variety of policies that can meet your needs.


What are the eligibility requirements for cheap burial insurance?

The eligibility requirements for cheap burial insurance vary by insurer. However, most insurers require that you be between the ages of 50 and 85.


How do I get low life insurance?

There are a few things you can do to get low life insurance:

  • Work with a qualified insurance agent like Funeral Funds who can help you compare policies and rates from different insurers.
  • Don’t focus on “cheap” alone, as you want a policy with guaranteed benefits that will never cancel on you.


Is cheap burial insurance taxable?

No, cheap burial insurance is not taxable.


How do I know if I need burial insurance?

If you want your loved ones to be financially prepared in the event of your death, then you need burial insurance. This type of insurance can help cover the costs of your funeral and burial expenses.


When is the best time to buy cheap burial insurance?

The best time to buy cheap burial insurance is when you are younger and in good health. This is because the premiums are generally lower for healthy individuals.


Is burial insurance different from preneed funeral insurance?

Burial insurance is different from preneed funeral insurance in a few ways. First, burial insurance is designed to cover your funeral and burial expenses, whereas preneed funeral insurance is designed to cover your funeral service costs.


Can you lower life insurance premiums?

Yes, you may be able to lower your life insurance premiums by working with a qualified insurance agent from Funeral Funds. We can help you compare policies and rates from different insurers.


Does cheap burial insurance have cash value?

Yes, cheap whole life burial insurance policies have cash value.


What is the death benefit of cheap burial insurance?

The death benefit of cheap burial insurance is the amount of money your beneficiaries will receive after you die. This can be used to help cover the costs of your funeral and burial expenses.


What do I do if my life insurance is too expensive?

Working with a qualified insurance agent from Funeral Funds will save you money. We can help you compare policies and rates and recommend the company with the lowest pricing.


At what age should you get cheap burial insurance?

The best time to buy cheap burial insurance is when you are younger and healthier. This is because the premiums are generally lower for healthy individuals.


Does burial insurance expire?

No, burial insurance does not expire.


What is the difference between cheap burial insurance and regular life insurance?

Cheap burial insurance is a type of life insurance that is specifically designed to cover your funeral and burial expenses. Regular life insurance policies are not typically designed for this purpose.


Is cheap burial insurance right for me?

Cheap burial insurance may be right for you if you want your loved ones to be financially prepared in the event of your death. This type of insurance can help cover the costs of your funeral and burial expenses.


What are some things to consider before buying cheap burial insurance?

Before buying cheap burial insurance, it is important to consider your needs and budget.


Trying to save money on burial insurance?

Here are some tips:

  1. Work with a qualified insurance agent who can help you compare policies and rates from different insurers.
  2. Buy insurance when you are younger and healthier.
  3. Get quotes from multiple insurers to compare rates.
  4. Ask about discounts that may be available.
  5. Consider a higher death benefit policy to cover more of your final expenses.
  6. Pay your premiums on time to keep your policy in force.
  7. Review your policy regularly to ensure it still meets your needs.

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