Joe Namath Medicare Advantage Commercial Review

The Joe Namath Medicare Advantage commercial is one that many seniors find misleading. The ad features the former NFL quarterback and football legend, touting the benefits of Medicare Advantage.

What the commercial doesn’t tell you is that not all Medicare Advantage plans are created equal. Some can be downright misleading and may offer fewer benefits than traditional Medicare.

Seniors need to do their research before enrolling in a Medicare Advantage plan, or they could be in for a nasty surprise later on.

What Are The Drawbacks Of The Joe Namath Medicare Commercial?

There are some significant areas of concern with TV commercials that advertise help with Medicare coverage:

• Joe Namath is being paid to endorse the product, and his statements should not be taken as fact.
• The Medicare Coverage Helpline running the ads is a lead generation company that sells your information to insurance companies or agents.
• The Medicare commercial that features Joe Namath is intended to sell Medicare Advantage plans through their partner company. Medicare Advantage plans are available through many reputable private insurance companies.
• The Joe Namath commercial is not from Medicare or any government agencies. Their fine print says, “Medicare Coverage Helpline is not affiliated with or acting on behalf of any government agency program.”
• The testimonials are given by paid endorses and may not be actual plan participants.
• Joe Namath claims that many benefits are available in all states. Their fine print clearly says: “Plans availability varies by region and state.”
• Joe Namath claims you can eliminate co-pays, but their fine print says:  “Plans and benefits vary, and premium, co-pays, and co-insurance may apply. Plans that have no premium, no copays, and no deductibles may require qualifying for low-income subsidies or SNP plans. Benefits may differ from those offered under your current plan.”
• Joe Namath claims you can add money to your Social Security check up to $1,400 a year. He did not specify that you need to qualify for low-income subsidies, which only people below the poverty level can qualify for.
• Your information will often be sold to life insurance agents who may try to upsell you expensive final expense life insurance with a 2-year waiting period after they sell you a Medicare Advantage plan. 1st-day life insurance with a lower premium is available through companies like Funeral Funds of America in all 50 states.

What Is The Medicare Coverage Helpline?

Medicare Coverage Helpline is not affiliated with or acting on behalf of any government agent or program.

The Medicare Coverage Helpline is a lead generation company that sells your information to insurance companies.

The “live chat” on their website is not actually live, and the phone number goes to a call center. The agent who will answer your call is not a Medicare specialist who can discuss your option with you.

The agent will only ask for your personal information so they can sell your information to insurance agents who will call you multiple times to sell you a Medicare Advantage Plan.

Joe Namath Medicare Coverage Helpline Commercial Review

Joe Namath is paid to endorse the Medicare Coverage Helpline. Commercials are not from Medicare. This Medicare agency paid Namath to advertise Medicare Advantage for seniors to buy the plan from their agents.

PART C BENEFITS CLAIM: You may be able to get Part C benefits, including prescriptions, transportation, meals, and coverage for dental work with extractions, fillings, and dentures.

• THE TRUTH: Their fine print says, “Extra benefits require enrollment in a Medicare Advantage Plan.”
• THE TRUTH: The benefits may not be available in all 50 states. The benefit availability depends on states and regions.

NO ADDITIONAL COST CLAIM: All benefits are available at no additional cost.

• THE TRUTH: Their fine print says, “Plans and benefits vary, and premium, co-pays, and co-insurance may apply. Plans that have no premium, no copays, and no deductibles may require qualifying for low-income subsidies or Special Needs Plans (SNP). Benefits may differ from those offered under your current plan.”
• THE TRUTH: You must qualify for low-income subsidies to access benefits at no cost. Very few people qualify because you need to be below the poverty level to qualify for SNP plans.

ADDS MONEY TO YOUR SOCIAL SECURITY CHECK CLAIM: There is a benefit that adds money to your Social Security check every single month.

• THE TRUTH: Their fine print says, “Part B give back availability varies by zip code and plan.”
• THE TRUTH: Very few states offer Part B give back. If they do, they only offer a very minimal amount, which is $20-$40.

SAVE MONEY ON CO-PAYS CLAIM: You can save money on co-pays.

• THE TRUTH: Their fine print says, “Plans and benefits vary, and premium, co-pays, and co-insurance may apply. Plans that have no premium, no copays, and no deductibles may require qualifying for low-income subsidies or SNP plans. Benefits may differ from those offered under your current plan.”

DENTAL WORK COVERAGE CLAIM: You can get dental coverage with fillings and dentures.

• THE TRUTH: Their fine print says, “Plans availability varies by region and state. Transportation to plan-approved locations. Extra benefits require enrollment in Medicare Advantage Plan.”

MONEY ADDED TO SOCIAL SECURITY UP TO $1,700 A YEAR CLAIM: Money will be added to your Social Security check every month.

• THE TRUTH: Their fine print says, “Certain beneficiaries may qualify for help paying their Part B premium as of each State’s Medicaid or Medical Assistance Program.”

CALL THE 800 NUMBER TO GET WHAT YOU DESERVE CLAIM:

• THE TRUTH: The benefits are not automatic. You need to call to qualify for benefits.
• THE TRUTH: You don’t need to call their number to access the Medicare Advantage plan. You can go to the Medicare website and compare plans in your area.
• THE TRUTH: The commercial is designed to sell you on the idea that you need to call their number so an agent can help you enroll in a Medicare Advantage Plan.

Medicare Coverage Helpline Disclaimer

It’s always smart to read the fine print on advertisements before you call them or give them any personal information.

“The Medicare Coverage Helpline is not affiliated with or acting in behalf of any government agency or program. Medicare Annual Enrollment deadline is December 7, 2021. Outside of the Medicare Annual Enrollment Period, members can enroll in a plan only if they meet certain criteria. A licensed insurance agent can help you determine whether you are eligible. Your call will be directed to a licensed insurance agent or to a third-party partner of TogetherHealth Pap, Inc. who can provide more information about your Medicare insurance plan options. There is no obligation to enroll. This information is not complete description of benefits, contact the plan for more information. This is not a complete listing of plans available in your service area. For a complete listing, please contact 1-800-MEDICARE (TTY users should call 1-877-486-2048) 24 hours a day, 7 days a week, or consult www.medicare.gov“

The Joe Namath Medicare Advantage commercial provides limited information about the benefits of enrolling in a Medicare Advantage Plan. Seniors should know the fine print and caveats before signing up for a plan.

Seniors should also research the benefits offered in their local area to ensure they get the best coverage. Lastly, they should not rely on the 800 number to get information about enrolling in a Medicare Advantage Plan. Instead, they can visit the Medicare website or speak to a licensed insurance agent.

What Is The Best Way To Know Your Medicare Coverage Options?

Each person’s situation is different, so it’s important to explore your options and ask lots of questions before deciding about your Medicare coverage.

The best way to get started is by calling 1-800-MEDICARE (1-800-633-4227) and asking about the benefits offered in your area.

How Can Funeral Funds Help Me?

Funeral Funds is an independent life insurance agency that specializes in helping people understand their life insurance options and make the best choices for their needs.

We can help you find the right policy to cover your funeral expenses, whether you’re looking for a traditional life insurance policy or a more modern solution like a final expense insurance policy.

Call us today at (888) 862-9456, and we’ll be happy to help you understand your options and find the best policy.

*This website is not endorsed by, directly affiliated with, maintained, authorized, or sponsored by Medicare Coverage Helpline. Any Medicare Coverage Helpline trade name or trademark is for identification and reference purposes only and does not imply any association with the trademark holder of their product brand.

Medicare Coverage Helpline is a registered trademark of its original owners, and Funeral Funds of America declares no affiliation, sponsorship, or any partnerships with any registered trademarks unless otherwise stated.

The information on this website is provided for informational, educational, and entertainment purposes only, and all information in this article is subject to change without notice.