Are you looking for burial, cremation, final expense, or life insurance with FIRST DAY COVERAGE?
Final expense insurance is intended to cover the cost of your end-of-life final expenses such as burial, cremation, or other end of life expenses.
Our mission is to help our people like you find affordable funeral and burial insurance with first-day coverage so that your funeral can be worry-free for your family members and those you leave behind.
How important is burial insurance?
Having funeral or burial insurance is an important financial safety net for your spouse, partner, family, and loved ones.
Death often comes like a theif in the night and families and loved ones have no way to pay for your final expenses…and there will be lot’s of them!
We specialize in helping clients find affordable funeral and burial insurance so that your those who you love are not burdened with the bills you left behind.
Can I buy life insurance if I have been denied life insurance before?
Yes, you will still have affordable options with most companies.
Working with a company that specializes in funeral insurance and burial life insurance will always get you better results than working with a general life insurance agent.
What if I don’t have a funeral or burial policy?
Families who don’t have these types of insurance policies find themselves in a financial crisis when a loved one dies.
Families who can’t afford to pay your burial expenses and must rely on the charity those family and friends left behind…or put it on their credit cards!
How do I qualify for a funeral or burial policy?
Your eligibility and rates are determined by your age, gender, and overall health.
With that information, you will be able to find out the best-priced options available.
I already have life insurance; do I need burial insurance?
It depends if you have permanent or term life insurance.
Having a permanent whole life insurance plan is critical for funeral or burial planning.
Since you are guaranteed to die someday, term life insurance should be avoided for your final expense needs and whole life insurance is the best choice.
Can I afford burial insurance?
It doesn’t matter what age you are, there affordable plans to fit any budget.
Are there BAD burial policies that should be avoided?
You bet your life there are!
You don’t want to purchase the wrong type of policy and have your family left high and dry after your death.
What kind of burial policies should I avoid?
TV AND MAGAZINE ADVERTISEMENTS
Most burial policies or final expense policies you see advertised on television or in magazines are sold as an easy way to buy this insurance.
In reality, most of these policies are overpriced or have fine print exclusions that put your family at risk when you need this money the most.
Many of these policies increase in price every five years or have a two-year waiting period before your benefits kick in!
You should 100% avoid policies that increase in price every year or end at a certain age.
Burial Insurance Benefits
Here are the benefits of the burial plans:
- Your premiums will NEVER INCREASE.
- Your coverage amount will NEVER DECREASE.
- EASY QUALIFICATION even if you are sick or old.
- Your policy will NEVER EXPIRE (up until age 121 years old).
- Your family is guaranteed to get a check to cover your burial expenses when you die!
Why final expense policies are the best!
Insurance companies design these funeral and burial plans specifically for people looking for end-of-life funding for burial and funeral expenses.
There are even final expense policies that are “no questions asked” type of policies. If you have significant health problems, these policies are the best choice for you!
What kind of health problems will you still be able to qualify for with a burial and final expense policy?
- Diabetes – APPROVED!
- High Blood Pressure – APPROVED!
- High Cholesterol – APPROVED!
- Past Heart Attack – APPROVED!
- Past Cancer – APPROVED!
- Depression – APPROVED!
- Bipolar/Schizophrenia – APPROVED!
- Prescription Medication Use – APPROVED!
- And Many Health Conditions! – APPROVED!
Guaranteed issue life insurance with no health questions!
If you have multiple or severe health problems, by no means are you out of luck in your search for a burial policy. Here comes a guaranteed issue whole life (GIWL) insurance policy to the rescue!
Here are some health conditions that would make a GIWL your best choice:
- Alzheimer’s Disease – APPROVED!
- Multiple cancer diagnosis or history – APPROVED!
- Congestive Heart Failure – APPROVED!
- COPD – APPROVED!
- Circulatory Issues – APPROVED!
- Significant diabetic complications – APPROVED!
- Recent heart attacks or heart surgeries – APPROVED!
- Kidney disease – APPROVED!
- Recent cancer – APPROVED!
- and more!
If you’re not healthy and have been searching for burial insurance and been denied by an insurance company for health reasons, a GIWL is just what the doctor ordered.
How much can I get?
The insurance companies that will allow coverage amounts from $3,000 up to $50,000 in coverage.
If you’re planning on a cremation ceremony, $3,000 may be all you need. If you want a fancy funeral and to be buried at the cemetery, $8,000-$12,000 may be a better choice.
How can Funeral Funds of America help me?
Getting an affordable funeral or burial insurance policy doesn’t have to cost an arm and a leg.
Our job at Funeral Funds of America is to be the most knowledgeable burial insurance experts available. By doing so, you will get the most accurate quote and affordable rates.
Why choose Funeral Funds of America for my burial policy?
We work with 20+ final expense companies, so you can get you qualified for the best-priced plan possible.
It is always in your best interest to work with an independent brokerage, such as Funeral Funds.
With access to all the best final expense insurance companies, we will help you understand your best options, given your current age, health, and financial situation.