Why Choose Funeral Funds Of America?
Funeral Funds of America specializes in helping people find affordable first-day coverage, burial insurance, cremation insurance, final expense insurance, whole life insurance, and funeral funds.
With access to all the best final expense insurance companies, we will help you understand your best options, given your current age, health, and financial situation.
We are licensed in all 50 states, and our FIRST-DAY COVERAGE provides immediate protection whenever a death occurs, regardless of your current health.
What Types Of Plans Are Available?
FIRST DAY COVERAGE – These are the plans we help people with, starting from the very first day. This gets you immediate first-day coverage, and you get the lowest pricing. (RECOMMENDED)
GRADED COVERAGE – These plans often payout 30-40% of your death benefit in year 1, 60-70% in year two, and 100% in year three. (NOT RECOMMENDED)
2-YEAR WAITING PERIOD – These plans won’t pay out a penny of life insurance in the first two years if you die from health or medical reasons. These plans also cost 40-100% more than 1st-day coverage plans. (NOT RECOMMENDED)
How Much Coverage Can I Get?
Most insurance companies will approve from $2,500 up to $40,000 in coverage.
Funerals and burials often cost in the $8,000-$12,000 range.
$3,000 may be all you need to plan a cremation ceremony.
What Can My Funeral Funds Money Be Used For?
- Burial expenses
- Cremation expenses
- Doctor or healthcare bills
- Gifts to grandchildren
- Gifts to Church
- Plot purchase
- Pay clergy
- Payoff credit cards
- Pet care or adoption
- Pay taxes
- Transport of body
- Graveside service
- Lawyer and legal expenses
- Medication disposal
- Estate liquidation
- Income replacement
- Death certificate fees
- Travel costs
- Mortgage payments
- Celebration of life ceremony
- Probate fees
- Casket or Urn purchase
- Funeral director
- Obituary cost
- Funeral clothing for deceased
- Organist or music for service
- Compensation for expense
- College funding for grandchildren
Who Can Be A Beneficiary?
The following can be a beneficiary (carrier restrictions apply):
- Domestic Partner
- Foster child
- Funeral Home
- Power Of Attorney (POA)
Does Someone Have To Visit Me In My Home?
No awkward home visits with doctors, nurses, or pesky salespeople are needed. We can provide you with rates, coverage, and approvals 100% over the phone.
Can I Buy Life Insurance If I Have Been Denied Insurance Before?
Yes, but it depends on what company denied you and why you were denied.
Some companies deny more people, and we can easily get them approved by other companies with more lenient underwriting guidelines.
How Do I Qualify For A Funeral Policy or Burial Insurance Policy?
Your eligibility and rates are determined by age, gender, and overall health. We will need to know more about your overall health history to get you the best policy with the lowest rates.
Median Cost Of Funerals And Cremation By Region
|WEST NORTH CENTRAL||IA, KS, MN, MO, ND, SD, NE||$8,500||$7,560|
|MIDDLE ATLANTIC||NJ, NY, PA||$8,093||$7,463|
|NEW ENGLAND||CT, ME, MA, NH, RI, VT||$7,881||$7,069|
|EAST NORTH CENTRAL||IL, IN, MI, OH, WI||$7,868||$6,953|
|SOUTH ATLANTIC||DE, FL. GA, MD, NC, SC, WV, VA||$7,800||$7,070|
|WEST SOUTH CENTRAL||AR, LA, OK, TX||$7,334||$6,405|
|EAST SOUTH CENTRAL||AL, KY, MS, TN||$7,271||$6,614|
|PACIFIC||AK, CA, HI, OR, WA||$7,225||$6,028|
|MOUNTAIN||AZ, CO, ID, MT, NV, NM, UT, WY||$6,888||$6,694|