FUNERAL INSURANCE SPECIALISTS

 

Can we tell you a secret?

If you find somebody who knows the ropes about qualifying for the best funeral and burial insurance policies, you can save a lot of money!

Money doesn’t grow on trees, so why apply for a more expensive policy, when an affordable policy was under your nose the whole time.

At Funeral Funds, we only help folks searching for affordable funeral and burial insurance.

There are many different names for life insurance policies intended for funeral and burial costs. They are often called burial insurance, final expense insurance, and funeral insurance.

What’s the difference between a burial insurance, final expense insurance, and funeral insurance? When all is said and done, all these products are life insurance policies intended to pay for your funeral and other bills after you die.

If you have not been able to find affordable funeral insurance or burial insurance policy, we are here to help you find an affordable plan today.

Funeral and burial insurance is a very specific form of life insurance intended to cover the cost of your funeral, burial expenses and other end-of-life final expenses. We have the knowledge and insurance company contracts to get you the best life insurance rates!

Burial insurance, final expense insurance, and funeral insurance, however, are specific types of life insurance policies designed to do the same thing. These policies are favorites for people looking to protect loved ones and family after they pass away.

Too often, when a loved one dies, the remaining family members cannot afford to pay for a respectful funeral and burial ceremony.

Our mission is to help our people like you find affordable funeral and burial insurance so that your funeral can be worry free for your family members and those you leave behind.

We believe people deserve to be treated with respect and should be able to shop online with someone they trust.

You should never be pressured into a financial decision that makes you uncomfortable. We will always respect your budget limitations and your privacy.

Funeral and burial Insurance insurance is an important financial tool to protect families and assets as you finish your journey on this earth.

How important is burial insurance?

It does not matter who you are, when a loved one in your family dies, having funeral or burial insurance will be an important financial safety net for your spouse, partner, family, and loved ones.

At Funeral Funds, we specialize in helping clients find fast, easy and affordable funeral and burial insurance…that is all we do!

We are experts in working with insurance companies that provide the best-priced funeral and burial life insurance plans.

Life changes every day…sometimes when we least expect it. What does not change is the need to have insurance in place to pay for our final expenses, funeral, and burial.

Dying can be expensive to those who are left behind; funeral expenses and burial expenses seem to cost an arm and a leg these days!

Burial insurance, final expense insurance, and funeral insurance is something everyone wants when a loved one passe away. Families with these types of life insurance policies experience less financial and emotional stress when a death occurs in the family.

Can I buy life insurance if I have been denied life insurance before?

Yes, you can! We have options for you!

Working with a company that specializes in funeral insurance and burial life insurance will always get you better results than working with a general life insurance agency.

Don’t make the mistake of shopping for burial insurance with companies that don’t specialize in helping people in need of funeral insurance or burial insurance all day long.

What if I don’t have a funeral or burial policy?

Families who don’t have these types of insurance policies find themselves in a financial pickle when a loved one dies; they cannot afford to pay your burial expenses and must rely on the charity those family and friends left behind…or put it on their credit cards!

This is a hard pill to swallow for most people, knowing that something you should have taken care of must now be paid for by friends and strangers. Funeral or burial insurance coverage is a no-brainer for most folks.

How do I qualify for a funeral or burial policy?

Insurance companies will want to a little bit about your age, health, what medications you are taking…it’s really that easy!

With that information, we will help you find the best-priced options available.

I already have life insurance; do I need burial insurance?

It depends if you have permanent or term life insurance. The last time we checked on mortality statistics, 100% of everyone alive today will die sometime.

Having a permanent life insurance plan is critical for funeral or burial planning.

Everyone dies…nobody gets out of this world alive.

Some people say term insurance is the best thing since sliced bread. It’s cheap, you can buy a lot of coverage, and for a set period; what’s not to like about term insurance?

We’re going to let the cat out of the bag!

Term life insurance is great for protecting your spouse and family income IF you die. Burial insurance protects your spouse and family WHEN you die. Since you are guaranteed to die someday, term life insurance should be avoided and whole life insurance is your best choice.

Term insurance is appropriate for younger folks.

Term life insurance protects those left behind IF they die at the wrong time. Term insurance only lasts so long… hence the name “term insurance” (often sold in 10, 15, 20, 25, or 30-year time lengths).

Burial insurance is appropriate for WHEN you die.

If you’re thinking you should have both kinds of policies, you hit the nail on the head!

If your term policy has recently expired, you should have a burial policy to cover your future funeral and burial expenses.

Can I afford burial insurance?

It doesn’t matter what age you are, we can help you understand your options and find you a policy that will fit your budget.

Our mission is to find you affordable life insurance regardless of your age and health.

We have developed strategic relationships with all of the major insurance carriers to get you the best funeral and burial insurance products available.

Even more importantly, we have developed relationships with the insurance companies that offer the best pricing and highest approval rates in the insurance industry.

These relationships will be key to you getting accepted for burial insurance the first time with no declines or delays. Call us today at (888) 862-9456 to get approved!

For more information, fill out our free online quote form for a life insurance estimate.

Are there BAD burial policies that should be avoided?

You bet your life there are!

When reviewing these policies, you may be thinking “they’re all Greek to me”. You don’t want to purchase the wrong type of policy and have your family left high and dry financially after your death.

If you’ve been shopping for burial policy and you’re frustrated or confused, don’t throw in the towel yet. We will help you find an affordable policy to protect the loved ones you leave behind.

What kind of burial policies should I avoid?

TV AND MAGAZINE ADVERTISEMENTS – Most burial policies or final expense policies you see advertised on television or in magazines are sold as “the no-brainer way” to shop for this protection.

In reality, most of these policies rely on you having NO BRAIN to purchase them.

Just about everyone we help is eligible for immediate coverage and better pricing than these heavily advertised policies that cost an arm and leg.

To make a long story short, it is better to shop with a specialist in funeral and burial insurance, like FuneralFunds.com, than to sign up with a company that spends ba-zillions of dollars each month advertising on television and in magazines.

INCREASING PRICE POLICIES – some of those TV and magazine funeral policies increase in price every five years or have a two-year waiting period before your benefits kick in! What in tarnation!?!

These policies aren’t all they’re cracked up to be, and your family will often end up in financial troubles by purchasing burial insurance from these companies.

These tricky television magazine snake oil salesmen lure you in with an attractive rate, only to have the cost of your insurance increase every five years until you cannot afford the premiums, then you must cancel your policy.

What happens after you cancel the policy? You’ll die and will have wasted all that money because you bought a policy that increases in price as you get older. These policies just don’t cut the mustard for most folks!

Avoid policies that increase in price every year or end at a certain age. You don’t want your family to get hung out to dry when they need this coverage the most.

Term life insurance policies for life insurance?

TERM POLICIES – When buying a burial policy, don’t buy protection will die before you do.

Term life insurance is meant to protect against a TEMPORARY need (replace income, pay off bills, children’s education, business continuation, etc.)

Burial insurance is meant to protect for a PERMANENT need (like when you die).

Burial insurance is a PERMANENT need, not a TEMPORARY need.

  • Temporary Need = Term Life Policy
  • Permanent Need = Whole Life Policy

Give me the facts about burial insurance.

Here are the best features of burial policies:

  • Your premiums will NEVER INCREASE.
  • Your coverage amount will NEVER DECREASE.
  • Easy qualification even if you are sick or old.
  • Your policy will NEVER END (until you die).
  • Your family is guaranteed to get a check to cover your burial expenses when you die.

Everyone regrets not having a burial policy in place when a loved one die!

Hindsight is 20/20, but it’s not as if you knew you weren’t going to die someday. Your guess is as good as mine when you will die, but you don’t have to be the sharpest tool in the shed to know that someday you will die.

Let us help you get you the best-priced burial policy that won’t cost you an arm and a leg.

Why final expense policies are the best thing since sliced bread!

You wouldn’t drive your Honda Accord in the Indianapolis 500, you wouldn’t use your 10-foot aluminum rowboat for a Caribbean cruise, you wouldn’t hire a plumber to perform open heart surgery on you, and you shouldn’t buy a life insurance policy see that will end before you need, increase every five years, or end at age 80 to cover your funeral or burial needs.

Insurance companies design these funeral and burial plans specifically for people looking for end-of-life funding for burial and funeral expenses.

Insurance companies know that, as we get older, our bodies start to wear out. Most of us keep on truckin’ despite some physical challenges and medical conditions as we age; we may be down but not down for the count!

There are even final expense policies that are “no questions asked” type of policies. If you’re unhealthy, these policies are no-brainers!

Remember our secret from above; if you find somebody who knows the ropes about qualifying for the best funeral and burial expense policies, you will save a lot of money. Money doesn’t grow on trees, so why apply for a more expensive policy, when an affordable policy was under your nose the whole time.

Without a doubt, we are the most qualified burial and final expense experts to help you save money and get the protection you deserve.

So, you’re no spring chicken. What kind of health problems will you still be able to qualify for with burial and final expense poli cies?

  • Diabetes
  • Heart Attack
  • Cancer
  • Medication Use
  • And Many Health Conditions!

Guaranteed issue life insurance with no health questions!

If you have multiple or severe health problems, by no means are you out of luck in your search for a burial policy. Here comes a guaranteed issue whole life (GIWL) insurance policy to rescue you!

No matter your health condition, you will qualify for a GIWL policy.

Here’s the scoop!

All GIWL policies have a 24-month limited coverage period.

  • If you die in an accident in the first two years, most plans will pay out the death benefit!
  • If you die within the first two years, you get all your money back plus 8-10% interest…that’s better than the stock market these days!

Most people are happier than a woodpecker in a lumber yard to get some coverage if they have significant medical problems.

So, if you have specific medical or health issues, a GIWL is a great option to make sure you don’t miss the boat on this critical coverage.

Here are some health conditions that would make a GIWL your best choice:

  • Alzheimer’s
  • Multiple cancer diagnosis or history
  • Congestive Heart Failure
  • COPD
  • Circulatory Issues
  • Dementia
  • Diabetic & diabetic complications
  • Heart attacks or heart surgeries
  • Kidney disease
  • Recent cancer
  • Seizures
  • Tumors
  • and more!

If you’re not healthy and have been searching for burial insurance and been denied by an insurance company for health reasons, a GIWL should make you happier than a gopher and soft dirt!

How much can I get?

If you think you can get $500,000 worth of coverage with a GIWL burial or final expense policy, you’re barking up the wrong tree.

Because these policies are intended for people who are sick or ineligible for other burial policies, it would be safe to say you are not fit as a fiddle. Because of this, the insurance companies only allow you to purchase up to $25,000 in coverage.

With that said, many insurance companies allow you to buy as little as $1,000 at a time. Since you may have other coverage and just want a little more, this coverage offers serious protection for those on a tight budget.

Most insurance companies will allow coverage amounts from $1,000 up to $25,000 in coverage. Money doesn’t grow on trees, but these policies are the next best thing!

If you’re planning on a cremation ceremony, $2,000 may be all you need. If you want a fancy funeral and to be buried at the cemetery, $8,000-$12,000 may be a better choice.

We’re guessing that kind of money would help your family financially after your death?

What if you want more than $25,000 coverage? There are some companies that offer higher face amounts, or you can simply purchase multiple policies to get the total coverage you would like to have.

How can Funeral Funds help me?

Getting affordable funeral or burial insurance doesn’t have to cost an arm and a leg.

Our job at Funeral Funds is to be the most knowledgeable burial insurance experts available. By doing so, we can get you the most accurate quote and affordable rates.

The reality is that most inexperienced and less knowledgeable life insurance agents just don’t cut the mustard and will cost you loads of money by selling you the most expensive policies.

Why choose Funeral Funds for my burial policy?

Most life insurance agents are fine respectable people. They are also often generalist life insurance agents. They deal with all kinds of life insurance policies. They are Jack of all trades and Masters of none.

Avoid these people at all costs!

They are nice people, but they are not the logical choice if you want the best pricing and the best policy.

We work with 20+ final expense companies, so we can get you qualified for the best priced plan possible.

It is always in your best interest to work with an independent brokerage, such as Funeral Funds.

With access to all the best final expense insurance companies, we will help you understand your best options, given your current age, health, and financial situation.

 

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