Health Condition Guide
Find burial insurance information for specific health conditions and medical histories. This guide organizes conditions by category so you can quickly find the information that applies to you.
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Browse by category
Common conditions
More conditions
Substance use, tobacco and weight
Hospital, hospice and terminal illness
Immune, digestive, blood and other
1st-day coverage vs 2-year wait by illness
We can help you find first-day coverage or benefits for the following illnesses.
If you or a loved one only qualifies for a two-year waiting period, we can refer you to the best company.
First-day coverage:
- Anemia
- Angina
- Anxiety
- Arthritis
- Asthma
- Atrial Fibrilation (AFIB)
- Back Surgery
- Bipolar
- Blindness
- Bronchitis
- Cancer History
- Cardiomyopathy
- Cerebral Palsy
- Crohn’s Disease
- Congestive Heart Failure
- COPD
- Coronary Artery Disease
- Cystic Fibrosis
- Defibrillator Implant
- Depression
- Diabetes
- Diabetic Complications
- Edema
- Emphysema
- Epilepsy
- Fibromyalgia
- Gout
- Heart Attack
- Heart Bypass Surgery
- Heart Valve Replacement
- Heart Stent(s)
- Hepatitis B
- Hepatitis C
- High Blood Pressure
- Hip Replacement
- Huntington’s Disease
- Hypertension
- High Cholesterol
- Insulin Use
- Irritable Bowell Syndrome
- Knee Replacement
- Neuropathy
- Osteoporosis
- Overweight or Obese
- Pacemaker Implant
- Recent Hospitalization
- Schizophrenia
- Scoliosis
- Seizures
- Shingles
- Sjogren’s Syndrome
- Skin Cancer
- Sleep Apnea
- Sickle Cell Anemia
- Stent Surgery
- Stroke In Past
- Systemic Lupus
- TIA or Mini Strokes
- Ulcerative Colitis
- Vision Loss
- Water Retention
- Most other medical conditions
2-year waiting period:
- Alzheimer’s Disease
- AIDS, HIV, Aids Related Complex (ARC)
- Cancer In The Last 2 Years
- Cancer In Remission
- Coma
- Dementia
- Diabetic Amputation
- Hospice
- Hospital Confinement
- Leukemia
- Liver Failure
- Kidney Failure or Dialysis
- Memory Loss With Medication Prescribed
- Long-Term Care Confinement
- Nursing Home Confinement
- Oxygen used daily
- Parkinson’s Disease
- Terminal Illness
