Senior Benefits

Funeral Funds of America Senior Benefits division helps people find and qualify for 1st-day coverage burial, cremation, and final expense life insurance.

In order to qualify you must meet 3 criteria:

  1. You must be between the age ag 50 and 79 years old
  2. You must be a US Citizen or permanent resident
  3. You must have a valid checking or savings account for the billing with a bank or credit union for payment.

If you qualify, we are will need to ask you some questions to determine what plans and pricing you will qualify for.

Approvals are all done over the phone, and no money is required to get approved.

Even if you have multiple health problems, we will do our best to get you qualified for 1st-day coverage or benefits. If we cant help you, we will do our best to refer you to a higher-risk company that may be a better option for you based on your age and overall health.

Here are some medical conditions that we cannot get people approved for 1st-day coverage or benefits:

  • ADLs – unable to perform bathing, dressing, eating, transfering, toiletring, continence
  • Alzheimers
  • Cancer diagnosis or treatment in the last 24 months
  • Confined to bed
  • Daily oxygen use
  • Dementia
  • Hospice patients
  • Hospitalized (currently in hospital)
  • Kidney dialysis
  • Terminal illness
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