Shopping For Burial Insurance

State-Regulated Life Insurance Hoax?

Is state-regulated life insurance a hoax? Many people from different states have reported receiving offers in the mail saying they may qualify for a state-regulated life insurance program to pay for their final expenses. The mail goes on to promise that this life insurance benefit will pay for 100% of all funeral expenses up to…
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Burial Insurance with First-day Coverage

Getting burial insurance with first-day coverage should be your primary goal when applying for burial insurance. With first-day coverage, your beneficiary will receive your full death benefit even if you die within a few days when your policy is in force. WARNING: Never settle for a plan with a waiting period if you can qualify…
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Burial Insurance for Hospice Patients

I often get calls from family members of terminally ill people wanting to know if they can get hospice burial insurance for their loved ones. They hope that even though they or their family member did no financial planning for cremation, burial, or final expense costs, there will be an insurance company that will pay…
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Couple Wondering About Burial Insurance Medicaid

Burial Insurance Medicaid

Does having burial insurance or life insurance affect Medicaid eligibility? We get this question often. Medicaid eligibility requirements differ by state, but they all have stipulations about burial insurance and how owning a policy will affect your eligibility. Do you already have a life insurance policy or you’re considering purchasing one? This beneficial financial protection…
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Dog Looking At Owner Who Is Wondering How much Burial Insurance do I need

How much Burial Insurance do I need?

We are often asked “how much burial insurance do I need? Your burial insurance need will vary depending on your personal and financial circumstances, but importantly you need enough to cover your end of life expenses. The average cost of funeral and burial services are increasing each year, and you can pay these services by…
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Burial Insurance With Pre-existing Condition

Finding burial insurance with pre-existing condition can be a challenge. It is often frustrating to find life insurance coverage as some companies tend to flat out decline those with pre-existing conditions or classify them as high risk and offer them a high premium. Despite these challenges, finding burial insurance with a pre-existing condition is still…
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Doctor Thinking About Burial Insurance With No Exam

Burial Insurance With No Exam

Burial insurance no exam policies offers you the ability to get life insurance coverage without a medical exam or blood and urine test. If you have a pre-existing medical condition that would prevent you from passing a medical exam, or if you need coverage very quickly and easily, burial insurance no exam policies are a…
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Buying Burial Insurance on Someone Else

People often ask us if they can buy burial insurance on someone else. The quick answer is YES, you can. However, there are some guidelines that must be followed. There are several insurance policy types available if you want to cover for someone else, but the most important thing is that you must have an…
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Son Wondering Can I Buy Life Insurance on my Mother

Can I Buy Life Insurance on my Mother?

You may be wondering, “Can I buy life insurance on my mother, or will she need to purchase the policy herself?” You may be asking this question because you are worried about what would happen if your mother will pass away without life insurance.  Who would pay for her burial or cremation in the first…
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