Burial Insurance With An Aneurysm


Buying affordable burial insurance after an aneurysm is a smart and important financial decision. Burial Insurance is the best way to ensure your loved ones’ emotional and financial well-being is protected no matter what happens to you in the future.

Having an aneurysm can be an emotional health situation, especially if you don’t have life insurance and you are worried that you may have another aneurysm in the future.

The good news in that it is possible to get affordable burial life insurance even if you have an aneurysm. There are final expense companies that do not even ask if you have ever had an aneurysm. Affordable burial insurance after an aneurysm is possible in most cases. 

This article will provide you with all the information you need to know about getting final expense insurance after an aneurysm. You will learn how life insurance underwrites an aneurysm and how to get the best plan.



The answer is YES!

If you had an aneurysm in the past, it doesn’t mean that you will not be eligible for a burial insurance policy. It also doesn’t mean that you will pay more for a life insurance policy.

Even if you have had an aneurysm, you can still qualify for burial insurance.

The great news in that burial insurance companies will not even require you to take a physical or medical exam.

Qualifying for burial insurance is simply done by answering a few basic health questions…it’s that easy.

Funeral Funds has access to the best life insurance companies that don’t even care about your history of aneurysms. These companies don’t even ask about an aneurysm in their health questions, and they offer immediate coverage with the lowest rates (even after an aneurysm).

We believe that everyone deserves burial insurance coverage at an affordable price. If you or your loved one has an aneurysm, contact us to help you find the best funeral insurance plan for your needs.


The insurance companies know that an aneurysm is the weakening of an artery wall that creates a bulge in the localized area of the artery. Most aneurysms do not exhibit symptoms and are not dangerous. However, they can rupture which may lead to life-threatening internal bleeding.

An aneurysm can occur in any artery in many parts of the body.

The most common types of aneurysms are:

  • Abdominal aortic Aneurysm – occurs near the abdomen or pelvic area
  • Cerebral Aneurysm – occurs in the brain
  • Mesenteric artery Aneurysm – occurs in the intestine
  • Popliteal artery Aneurysm – occurs in the leg behind the knee
  • Splenic artery Aneurysm – occurs in the artery in the spleen
  • Thoracic Aortic Aneurysm – occurs in the major artery of the heart

Some people live with an aneurysm without even knowing it. Others have an inoperable aneurysm not knowing when it will burst; they have no choice but to live with it.

The Centers for Disease Control and Prevention (CDC) advised that an aneurysm contributes to around 30,000 deaths in the U.S. An estimated 40% of these cases cause death within 24 hours.

An aneurysm is considered to be high risk by burial and life insurance companies because when you have an aneurysm, you are at risk of having your aneurysm rupture and bleed internally. It can be very dangerous if not treated immediately (and can be life-threatening).

The survival rate of aneurysm patients is about 87%.

A study found that survival rates among patients who underwent surgery to repair a ruptured aneurysm improved.

On average, those who underwent repair for a ruptured aneurysm lived 5.4 years after the surgery. The 5-year survival rate was 90.3% with aneurysm patients surviving an average of almost nine years after surgery.

An aneurysm can be considered mild, average, or severe. If you have a mild aneurysm, are treated early, and have been healthy for more than a year, you have a good chance of qualifying for a level death benefit.

When it comes to applying for burial insurance, the main factors that will be considered are:

  1. The length of time since you were diagnosed with an aneurysm
  2. The location of your aneurysm
  3. If your aneurysm has been repaired or treated.

The longer the time since your aneurysm occurred, and the healthier you stay, the better your chances of getting the level death benefit.


When applying for burial insurance coverage with an aneurysm, it’s important that you share us as much information about your health as possible. This information will aid us to understand your condition and help us to provide you with an accurate quote.

Here are some of the questions we may ask you to determine your best plan at the best value:

  1. When did you know you had an aneurysm?
  2. How long have you been living with an aneurysm?
  3. Where is the location of your aneurysm?
  4. Have you experienced any recent symptoms?
  5. Was your aneurysm operable?
  6. Did your aneurysm rupture?
  7. Have you had surgery or treatment to correct an aneurysm?
  8. What prescription medications do you take to treat your aneurysm?
  9. Have you undergone any tests related to your aneurysm recently?
  10. Do you have other health issues related to your aneurysm?

Depending on your answer to these questions, we will be able to get a good idea of your burial insurance plan eligibility.

We will analyze this information to determine what insurance company will be the best fit for you. Our knowledge of the underwriting guidelines of each company enables us to determine which burial insurance plan will be fitted for your needs.


Underwriting is the process taken by life insurance companies to determine your level of risk.

You will typically see them ask questions this way:

  • Have you been diagnosed with or been treated for an aneurysm within the last 12 months?
  • Have you been treated for an aneurysm within the last 24 months?

If you have had any aneurysm treatment in the past, it may have an impact on what plans you qualify for and what pricing you pay.

Some companies only have a 12-month look-back period. If you had an aneurysm over a year ago, you would easily qualify with them.

Most life insurance companies ask about an aneurysm in the last two years. If your treatment were over two years ago, you would not have difficulty qualifying for burial insurance.


There are different ways to treat an aneurysm.

The typical treatment procedures are surgery and medication. These treatment procedures might cause aneurysm patients to pay more and have a waiting period.

Here’s how treatment may affect your burial insurance:


An aneurysm that ruptures requires immediate surgery. There are also cases when an un-ruptured aneurysm requires surgery to correct it.

Any surgery performed on aneurysm is considered circulatory surgery. If you have a very recent surgery, meaning less than one year, a guaranteed issue life insurance policy will be the best choice for you.

If your surgery was over two years, you will qualify to most companies and pay the lowest rate.


In most cases, physicians will prescribe blood thinners like Coumadin, Eliquis or Plavix to treat high blood pressure or high cholesterol to minimize the risk of an aneurysm erupting or recurring.

Some blood thinners are a red flag on some life insurance companies. Depending on which blood thinners you use, it may affect the amount you will pay for your burial insurance plan.

Whatever medications you take for an aneurysm, we can get you first-day full coverage. We know the companies that are aneurysm-friendly.



If your aneurysm surgery is just very recent or less than one year, most likely your only option for burial insurance coverage is to get a guaranteed issue life insurance policy.


Some aneurysms patients will only qualify for guaranteed issue life insurance because:

  • They have not had aneurysm treatment or repair
  • They have chosen not to have their aneurysm removed
  • Their aneurysm is not operable

Applicants who fall under these categories may need to apply for guaranteed acceptance life insurance policy that will not require a medical exam or health questions. All you need to qualify for this plan is that you are a U.S. citizen and between the ages of 50 to 85.

Guarantee Issue Burial Insurance

Guaranteed issue burial insurance is the best plan if your aneurysm surgery is very recent or your aneurysm is inoperable.

This type of plan provides coverage up to $25,000. If you need the policy to cover your end of life expenses, this plan is for you.

A guaranteed issue plan is your best option if you can’t qualify for immediate coverage.

Benefits of Guaranteed Issue Life Insurance

  1. Easy to apply – Your approval is guaranteed regardless of your aneurysm.
  2. There are no medical exams or health questions to answer.
  3. Fixed monthly premiums – your insurance bill will not increase due to your age or worsening health condition.
  4. Guaranteed fixed death benefit.
  5. The policy will last a lifetime – Your plan will not terminate or expire as long as you keep making payments.
  6. The policy is not cancelable by the insurance company.
  7. You can accumulate a cash value that you can borrow against.
  8. Your death benefit is tax-free.


If your surgery is more than one year but less than 24 months, you have better insurance coverage options.

You may qualify for Graded or partial first-day full coverage or level death benefit, depending on your other health issues and how you answer the health questions.

Some companies only look back one year on aneurysm surgery, and you can qualify for level death benefit if you do not have other health issues.

Graded Benefit

A graded death benefit is offered to those aneurysm patients whose surgery is less than two years. Graded death benefit means partial first-day full coverage. Your beneficiaries will receive a percentage of your face amount when you pass away during the first two years.

If you die during the first year, they will receive 40% of the death benefit. If you die during the second year, the company will pay out 70% of the death benefit. The full death benefit will be given if you die during the third year of the policy.


You will easily qualify for the level death benefit in most of the insurance companies, along with first-day full coverage and the lowest premiums.

Level Death Benefit

Your answer to the health questions will determine if you will qualify for the level death benefit. The best feature of this plan is full coverage from day one. Meaning, you are fully covered, and your beneficiaries will receive your full death benefit when you pass away for any reason.


Most people with an aneurysm that came to us have been declined for life insurance at least once.

If you had an aneurysm surgery over two years ago, you won’t have difficulty obtaining life insurance. The only reason your application may be denied is if you have other health issues that affect your overall health.

If you are healthy and you have been denied, chances are you applied with the wrong company.

Working with an agency like Funeral Funds can get you approved with the lowest rates.

If you have been rejected for life insurance in the past, do not believe that you can’t get affordable life insurance through a different company.

If you can’t qualify for a level death benefit, we can look at guaranteed issue burial insurance. It doesn’t require a medical exam, and you will qualify regardless of your aneurysm.

If you have an aneurysm and are ready to apply for life insurance, we can help you. We work with the best burial insurance companies and will get you the best plan and pricing.

We can help you in comparing quotes from different carriers so that you can get the best rates and coverage.


Trying to find a policy after an aneurysm needn’t be a frustrating process; working with an independent agency like Funeral Funds will make the process easier and quicker.

If you have a health history of an aneurysm, let us help you; we will work with you side by side to find a plan that fits your needs.

We will work with you every step of the way to find the plan that fits your financial requirements and budget. You don’t have to waste your precious time anymore searching for multiple insurance companies because we will do the dirty work for you.

We will shop your case to different insurance carriers and get you the best price.

We work with many A+ rated insurance carriers that specialized in covering high-risk clients like you. We will search all those companies to get the best rate. We will match you up with the best burial insurance company that gives the best rate.

We will assist you in securing the coverage you need at a rate you can afford. So, if you are looking for an aneurysm funeral insurance, or aneurysm burial insurance, or aneurysm life insurance, we can help. Fill out our quote form on this page or call us at (888) 862-9456 and we can give you an accurate quote.