Burial Insurance with an Abdominal Aortic Aneurysm

If you need burial insurance with an abdominal aortic aneurysm, this article will help you find affordable coverage.

The good news is that it is possible to get affordable burial insurance with an abdominal aortic aneurysm. There are funeral insurance providers that don’t even ask if you ever had an aneurysm. In most cases, you will also qualify for immediate coverage regardless of your condition.

Buying affordable burial insurance with an abdominal aortic aneurysm is one of the wisest decisions you’ll ever make. It is the best way to ensure your family’s financial well-being is protected no matter what happens to you in the future.

This article will provide you will all the information you need to know about getting final expense insurance with an abdominal aortic aneurysm. You will learn the different factors that affect insurability and how you can get the most affordable plan.



The answer is YES! You can qualify for burial insurance with an abdominal aortic aneurysm.

If you had been denied coverage in the past because of your abdominal aortic aneurysm, it doesn’t mean that you will not qualify for coverage nor pay more for a burial insurance policy.

There are final expense insurance providers that don’t ask about an aneurysm, and there are many of them that don’t care about this medical condition. Depending on the treatment procedure you have to correct an aneurysm, we can help you secure instant coverage with the lowest rate.

You must be aware that some aneurysm treatments could make you a high-risk insurance applicant.

Thankfully, we work with insurance companies that are perfectly okay with an aneurysm. These companies don’t ask about an aneurysm in their health questions. They also offer instant coverage with the lowest rate.

The good news is that burial insurance companies will not even require you to take a medical exam. Qualifying for burial insurance is easy. It is simply done by answering a few basic health questions.

We believe that everyone deserves final expense insurance at an affordable price. If you or your loved one has an abdominal aortic aneurysm, keep reading to help you get the best final expense insurance plan suited to your needs.


The insurance companies know that an abdominal aortic aneurysm of AAA is the abnormal ballooning or stretching of a blood vessel in the abdomen. AAA is responsible for more than 80% of all aortic aneurysms in the U.S. It is five times more common in men older than 65 than in women.

Most AAA never causes problems when it is small and doesn’t grow fast. However, if the bulge gets too big, it can rupture, which can be life-threatening. If an aneurysm enlarges to 5.0 cm in diameter, there is a big chance that it will burst. In this case, surgery will be necessary.

An abdominal aortic aneurysm can become dangerous if left untreated. The bigger it becomes, the greater the risk it has of breaking-open or rupturing which can be life-threatening. That is why most funeral insurance companies are especially careful when approving an applicant with aneurysm history.

AAA is a severe medical condition that creates a significant concern for life insurance companies. Most insurers charge a significantly higher rate to AAA patients with a ruptured aneurysm who underwent surgery.

An abdominal aortic aneurysm is considered to be high-risk by final expense companies because having an aneurysm, you run the risk of rupture and internal bleeding. This condition can be life-threatening if not treated immediately.

Some insurance providers will automatically decline an applicant whose aneurysm is more than four centimeters, while other companies may approve an applicant whose bulge is as big as six centimeters.

But don’t worry if you have been diagnosed and treated for an abdominal aortic aneurysm in the past as there are options for approvals at reasonable rates.

AAA can be considered mild, average, or severe. If you have a mild aneurysm which is treated by medication, and you are generally healthy for a year or longer, you have a good chance or qualifying for instant coverage.

If you are applying for burial insurance with an abdominal aortic aneurysm, the main factors to consider are:

  • The type of treatment
  • The length of time since your last surgery

The longer the time since you have aneurysm treatment, and the healthier you are, the better your chances of getting immediate coverage.


When applying for burial insurance coverage, we would ask you specific questions about your abdominal aortic aneurysm. We want to know everything about your medical condition. This will enable us to provide you the best and cheapest final expense insurance policy.

Here are some aneurysm questions we will ask:

  1. When did you know you had an abdominal aortic aneurysm?
  2. What was the size of your aneurysm?
  3. How long have you been living with AAA?
  4. What caused your abdominal aortic aneurysm?
  5. Have you experienced any symptoms of AAA in the last six months?
  6. Was your aneurysm operable?
  7. Did you have surgery to correct your AAA?
  8. Do you have any complications from the surgery?
  9. Do you have any other medical conditions?
  10. Do you have a history of smoking?

The type of final expense insurance plan you will qualify will depend on your answers to these questions. However severe your condition is, we can have you approved for burial insurance.


Some insurance companies ask about an aneurysm in their health questionnaire.

You will typically see them asked this way:

  • In the past 12 months, have you ever been diagnosed or treated for an abdominal aortic aneurysm?
  • In the previous 2 years, have you ever been diagnosed or treated with an abdominal aortic aneurysm?

Most burial insurance companies ask about AAA and its treatment in the last two years. If your surgery has been more than two years, you have a great chance of qualifying for the best plan at the lowest rate.

Some final expense insurance companies only ask about an abdominal aortic aneurysm in the previous 12 months. If this is your case, you would not have difficulty qualifying for coverage.

The good news is that we work with companies that don’t ask about AAA in their health questionnaire. As you probably know, they are accepting of any condition they never ask about.

In most cases, it’s the abdominal aortic aneurysm treatment that could cause a problem. Surgical procedures for AAA is a significant issue. If you had a surgery done on your aneurysm in the past two years, it might impact the type of plans you will qualify for and your monthly premium.

The insurance companies will also want to know about any diabetes, arrhythmias, or other health issues you have.


The insurance companies will also electronically check your prescription history to verify your health condition.

These are the type of drugs prescribed for abdominal aortic aneurysm:

  • Angiotensin-converting enzyme inhibitors
  • Antibiotics
  • Anti-inflammatory agents
  • Beta-blockers
  • Calcium channel blockers
  • Statins

These drugs can also be prescribed to treat other medical conditions so the presence of these drugs in your prescription history will not necessarily. You can qualify for immediate coverage if you’re taking these drugs and your aneurysm is mild.



Medication is a common treatment for small and medium AAA. Most of the time, doctors would prescribe drugs such as calcium channel blockers and beta-blockers to control your blood pressure level and relax your blood vessels. These drugs will lessen the chance of your aneurysm to burst.

Some blood pressure medications are a red flag on some life insurance companies. Depending on which blood pressure medication you use, it may affect the amount you pay for your final expense plan.

Whatever medications you take for AAA, we can get you first-day full coverage if your abdominal aortic aneurysm is small or medium in size. We know the companies which don’t care about an aneurysm.


Your doctor may recommend surgery if your aneurysm is large and in danger of bursting. If your aneurysm burst, it’s a severe medical emergency that needs immediate surgery. There are also some cases when doctors would advise surgical treatment for an aneurysm that does not rupture when the size gets too big.

Any operations performed to correct AAA are categorized as circulatory surgery. You will be required to pay a higher premium depending on the time you had open surgery or endovascular treatment.

Funeral Insurance, Final Expense Insurance, Burial Insurance With An Abdominal Aortic Aneurysm Infographic



If your operation to treat AAA is very recent meaning less than one year, a waiting period with a higher premium is unavoidable. No burial insurance company will issue immediate coverage for circulatory surgery which is less than a year.

A guaranteed issue burial insurance policy will be your best bet.

If your AAA is unstable or increasing in size, or it has a history of bleeding or causing pain, the best choice for life insurance coverage is a guaranteed issue policy.

The more time that passes after surgery has been completed, the better your rate will be. However, all insurance companies will want you to have an annual follow-up check-up with your cardiologist.

Some abdominal aortic aneurysm patients will only qualify for guaranteed issue burial insurance for:

  • Those who had surgery to treat an aneurysm
  • Those who have chosen not to have their aneurysm removed even when the size is large
  • Their AAA is not operable

Applicants who fall under these categories will have to apply for guaranteed issue burial insurance that will not require any medical exam or health questions. It is the only plan they will qualify for.


Guaranteed issue burial insurance is your best option if your AAA is inoperable or your surgery is very recent. This is a no-question life insurance policy. You will easily qualify if you are a U.S. citizen between the ages of 50 and 85.

Benefits of Guaranteed Acceptance Life Insurance

  1. Easy to apply – approval is guaranteed regardless of your abdominal aortic aneurysm. You are not required to take a medical exam or answer health questions.
  2. Fixed monthly premiums – your monthly insurance bill will not increase because of your age or worsening health condition.
  3. Guaranteed fixed death benefit – your death benefit will not decrease
  4. The policy will last a lifetime – this plan will not terminate or expire as long as you keep making payments on time.
  5. Not cancellable – the policy is not cancelable by the insurance company.
  6. Cash value – you can accumulate a cash value that you can borrow against.
  7. Tax-free – your death benefit is tax-free.

Avoid these commonly advertised Guaranteed Issue burial insurance from TV and magazines:

  1. Increasing premium – many of these life insurance companies offer premium increase every five years. A real guaranteed acceptance burial insurance has a fixed premium throughout the life of the policy.
  2. Policy termination after age 80 – some policies end when you reach 80 years old. Guaranteed issue life insurance is a whole life insurance policy that lasts a lifetime.
  3. 3-year waiting period – Avoid these plans at all cost. The best-guaranteed issue life insurance has only a two-year waiting period.

It is essential to work with an independent life insurance agency that will prevent you from being con into agreeing to buy a guaranteed issue life insurance with a 3-year waiting period.


If your AAA surgery was over 12 months but less than two years, you have better insurance coverage options. You may qualify for a graded death benefit or partial first-day coverage or immediate coverage depending on your other health issues or complications from surgery.

GRADED BENEFIT – A graded benefit or partial coverage is offered to those AAA applicants whose surgery is less than two years. Your beneficiary will receive a percentage of your death benefit if you pass away during the first two years.

If you die during the first year, your beneficiary will receive 40% of your death benefit. If you die during the second year, they will receive 70% of the death benefit. 100% of the death benefit will be given if you die in the third year of the policy.


If your AAA surgery was over 24 months ago, we could likely get you qualified for an immediate coverage with the lowest rate. If your AAA surgery were over two years, your AAA wouldn’t matter anymore.

After the two year mark, every burial insurance company will not care about it as long as there are no complications from the surgery and you have no other health issues. You will easily qualify for a level death benefit.

LEVEL DEATH BENEFIT – The best feature of this plan is 100% coverage from day one, no waiting period. This means that you are fully covered from the first day, and your beneficiaries will receive your full death benefit even if you pass away a day after you get your policy. You will also pay the lowest premium available.


Most people with AAA that came to us have been declined for coverage at least once. If you have an abdominal aneurysm but generally healthy and you’ve been denied coverage, chances are the agent you used submitted your application to the wrong company.

If you had AAA surgery over two years ago, you could easily qualify for life insurance. The only reason your application may be rejected is that you have other health issues that may affect your overall health.

If you had been declined in the past, do not believe that you can’t get affordable burial insurance through a different company. We will help you. Some options are still available to you to get life insurance protection.


Trying to find a policy with an abdominal aortic aneurysm needn’t be a frustrating process; working with an independent agency like Funeral Funds will make the process easier and quicker.

If you have a health history of an abdominal aortic aneurysm, let us help you; we will work with you side by side to find a plan that fits your needs.

We will work with you every step of the way to find the plan that fits your financial requirements and budget. You don’t have to waste your precious time anymore searching for multiple insurance companies because we will do the dirty work for you.

We will shop your case to different insurance carriers and get you the best price.

We work with many A+ rated insurance carriers that specialized in covering high-risk clients like you. We will search all those companies to get the best rate. We will match you up with the best burial insurance company that gives the best rate.

We will assist you in securing the coverage you need at a rate you can afford. So, if you are looking for an abdominal aortic aneurysm funeral insurance, or an abdominal aortic aneurysm burial insurance, or an abdominal aortic aneurysm life insurance, we can help.

Fill out our quote form on this page or call us at (888) 862-9456 and we can give you an accurate quote.