It is quicker and convenient to buy burial insurance online. In the past, buying an insurance policy was a process that took place over several weeks. Nowadays, it is possible to buy burial insurance online in a few minutes with no hassle needed.
Buying the right burial insurance policy is now easier than ever thanks to the internet. You can now apply for insurance coverage from your computer, tablet or phone whenever it is most convenient for you.
Buy burial insurance the easy way, and you can easily apply online for insurance coverage. You will only be asked about your name, age, lifestyle and health history.
The insurance company will simply check your answers with against a prescription database and Medical Information Bureau to ensure accurate information.
If you want to compare burial insurance quotes, we will ask you some health questions which are necessary to provide you accurate estimates. Be honest, and this information will help us determine what plan is right for you.
If your insurance application is approved, you can start coverage that day.
BUY BURIAL INSURANCE ONLINE
In 2018, there are close to 275 million internet users in the U.S. This figure is estimated to grow to 310.1 million internet users in 2022. We are the biggest online markets worldwide.
As the internet is growing and the young generation of working professionals and millennials become increasingly comfortable with online transaction, we see an increase in online burial insurance purchase.
Burial insurance is becoming popular among online buyers as policies bought online to bring a host of benefits over those purchased through traditional offline channels.
One of the biggest benefits of buying burial insurance online is the power to make a purchasing decision easily and conveniently.
The future of burial insurance is heading towards faster and smarter online platforms that would enable a high level of customization, with features and benefits tailored according to the applicant’s needs.
Improved online burial insurance would be more accessible in mobile devices so customers can purchase life insurance on the go.
BENEFITS OF BUYING BURIAL INSURANCE ONLINE
QUICK AND EFFICIENT
You will definitely don’t want to spend hours on the phone with life insurance agents when buying coverage. By the time you finally decide what plan is right for you will be too worn out to make a final decision.
You will only spend around 15 minutes to apply online with us, and most final expense companies can give approval while you are on the phone with them.
Buying burial insurance online speeds up the application process in a more efficient manner.
Online insurance application saves time. You can make your purchase in the comfort of your home at a time that is most convenient for you. Applying online is much faster than traditional offline application. You don’t have to wait to get quotes, and you can compare, choose and pay for the best plan online.
Aside from saving time in the application process, you can also access your plan on the internet. You can simply log on your account and access your information and online insurance policy.
You can save more money by searching and applying for burial insurance online. You can compare hundreds of quotes and be able to choose the policy with the best coverage at the most affordable premium.
If you want to buy burial insurance online, you will surely save money on your purchase helping you stay within your budget.
Online burial insurance plans generally offer a lower premium than traditional life insurance platforms. The reason behind this is the company saves expenses, infrastructure, and overhead thus lowering the premium rates.
This is one of the great benefits of choosing your life insurance policy online.
Buying burial insurance online is the most cost-effective way of buying insurance. The premiums are comparatively lower because the insurance company saves from paying commissions to distributors.
Removing intermediaries and cost of commissions, overheads, and operational cost can decrease the overall cost of life insurance which is a great benefit to customers.
When you shop for burial insurance on the internet, it is easier to learn more about all your options. You can choose a plan with immediate coverage, or if you have a severe pre-existing medical condition, there is a guaranteed issue burial insurance available for you.
Buying burial insurance online allows you to access detailed information about the policy, its features, the terms and conditions and you will be able to compare plans from different companies.
Buying online can make evaluating your options easy and you can easily make an informed decision.
Buying online involves less paperwork.
The traditional offline application will need you to fill up a long list of forms and documents. This tedious process is skipped when you buy a policy online.
With the easy upload of documents and digital verification, buying burial insurance online becomes comparatively easy and quicker.
An online application is paper-free from start to finish. Starting from the application to the filing of claims, the whole process is digital.
Unlike the traditional offline application, the online application doesn’t make you wait for the printed documents to arrive. You can access your digitally signed policy as soon as your payment gets processed.
If you shopped for a life insurance policy before, you know that insurance brokers will bug you until you give more information. They won’t stop until you purchased a policy elsewhere.
When you buy burial insurance online, you skip the hassle and pressure of dealing with insurance brokers. You are in charge of your decision, and you don’t have to provide more information than you are comfortable to give.
With less pressure, you have a better chance of making a sound decision.
EASY ONLINE ASSISTANCE
Buying burial insurance online becomes easier over the past few years as insurance agencies help you in making the right choice. From suggesting better options to sending timely reminders for paying a premium, these are some of the benefits of buying final expense insurance online.
The life insurance companies are providing 24-hour assistance with the help of live chats and video call options on their website. You can also get assistance by calling the toll-free numbers of the insurance company.
HOW TO BUY BURIAL INSURANCE ONLINE
It’s very important to stress that you should always buy burial insurance from an independent life insurance agency.
Don’t buy burial insurance from captive agents. Buying burial insurance from captive agents or those who represent a specific company could cost you as much as 50% to 100% more than from other companies.
Captive agents, who work for a single insurance company, will be eager to sell you a policy but they will not be able to compare prices from different insurance companies.
Life insurance pricing is complicated, and if you don’t shop around, you will end up paying more than you need to.
If you work with an independent life insurance agency like Funeral Funds, we can help you understand all of your options. We work with many different life insurance companies; that’s why you have better choices.
Once you know that burial insurance is what you need, we can compare policies and prices for you. We can do everything online at your own convenience.
BURIAL INSURANCE OPTIONS YOU CAN BUY ONLINE
SIMPLIFIED ISSUE BURIAL INSURANCE
The application process, underwriting, and approval are relaxed and quick. Simplified issue whole life insurance has immediate coverage and does not have any kind of waiting period.
You will get instant coverage if you qualify for simplified issue burial insurance. You are covered from day one, and your beneficiary will receive the full death benefit payout if you pass away for any reason.
When you fill out the application for coverage, you will ask to provide your basic information such as:
- Marital status
- Tobacco usage
- Alcohol usage
- Overall health
- Medical history
- Family health history
You will also be asked to answer few health questions to determine if you will be eligible for coverage and how much you will pay.
Depending on the insurance company, you might be disqualified for simplified issue life insurance if:
- You’re in a nursing or assisted living facility.
- You’ve been diagnosed with a terminal illness like cancer or kidney failure.
- You have impaired mobility, and you need a wheelchair.
- You have cognitive impairments like dementia or Alzheimer’s disease.
- You need assistance with ADL – activities of daily living
- You need oxygen because of COPD or any lung disease.
Simplified issue burial insurance is a good insurance alternative if you can’t qualify for fully underwritten life insurance because of a pre-existing medical condition.
GUARANTEED ISSUE BURIAL INSURANCE
You can also purchase guaranteed issue burial insurance online. These policies are whole life insurance policies that last your entire life.
You are not required to take a medical exam or answer health questions to qualify. You can be approved for insurance coverage regardless of your current health or pre-existing medical condition.
The company will not look at your prescription history or MIB. This is an excellent burial insurance plan if you cannot qualify for a simplified issue with immediate coverage.
Time is the most significant advantage of guaranteed acceptance policy. Some companies can approve your policy in less than 48 hours others in under 15 minutes. This is the best option for those who need life insurance coverage quickly due to court or business loan requirement.
Your premium will be based on age, gender, and state of residence. You can buy face amount from $2,000 to $25,000 range. If you only need life insurance to cover your funeral and final expenses, guaranteed issue burial insurance which can be bought online can be your best option.
Guaranteed issue burial insurance has a graded death benefit, which means the company will only pay the full death benefit if you die during the waiting period from an accident.
If you die from a natural cause such as an illness during the two-year waiting period, your beneficiary will only receive all the premiums you paid into the policy plus 7-10% interest depending on the insurance company.
If you die after the waiting period for any reason, the full death benefit will be received by your beneficiaries.
HOW TO CHOOSE THE BEST LIFE INSURANCE COMPANY
Look for the company’s financial rating from a third-party agency like A.M. Best that rate the financial capacity of the life insurance company to pay claims on time. A.M. Best and other leading rating agencies like Moody’s, Fitch, Standard and Poor’s. Choose a company with an “A” or better rating.
Buying burial insurance online is fast, convenient and will cost you less.
You also don’t have to personally visit insurance providers’ offices to buy a policy.
With so many benefits of online insurance, the baby boomers and tech-savvy generation can easily obtain life insurance coverage with just a few clicks.
Now that you learned the benefits of buying burial insurance online, it is time to get started.
To make the best use of online life insurance and have a smooth buying experience, seek the assistance of independent life insurance agency like Funeral Funds to walk you through the whole process.
HOW CAN FUNERAL FUNDS HELP ME?
Trying to find a policy online needn’t be a frustrating process; working with an independent agency like Funeral Funds will make the process easier and quicker.
If you’re looking for burial insurance online, let us help you; we will work with you side by side to find a plan that fits your needs.
We will work with you every step of the way to find the plan that fits your financial requirements and budget. You don’t have to waste your precious time anymore searching for multiple insurance companies because we will do the dirty work for you.
We will shop your case to different insurance carriers and get you the best price.
We work with many A+ rated insurance carriers that specialized in covering high-risk clients like you. We will search all those companies to get the best rate. We will match you up with the best burial insurance company that gives the best rate.
We will assist you in securing the coverage you need at a rate you can afford. So, if you are looking for funeral insurance online, or burial insurance online, or life insurance online. Fill out our quote form on this page or call us at 888) 862-9456 and we can give you an accurate quote.