Teaser Rates, 2 Year Waiting Periods, & Other Life Insurance Company Marketing Tricks – Podcast Episode 51

0:13   In this podcast, I’m going to be discussing teaser rates, two year waiting periods, and other life insurance company tricks. Oh, this is going to be a fun one, I can assure you of that. Because there’s a lot of advertising out there.  0:47   And the number one thing you want to remember about…
Read More
Factors That Affect Life Insurance Premiums

Factors That Affect Life Insurance Premiums – Podcast Episode 50

0:00   In this podcast, I’m going to be discussing factors that affect life insurance premiums. Let’s dive right in our first topic today. And by far, the most obvious, I think most people would certainly understand this one that’s going to affect your life insurance premium is your age, and your health.  0:49   So younger…
Read More
How to Use Life Insurance as a Charitable Giving Tool

How to Use Life Insurance as a Charitable Giving Tool – Podcast Episode 49

0:00   In this podcast, I’m going to be discussing how to use life insurance as a charitable giving tool. Most younger folks who have life insurance, they’re really more concerned about one very important charity. And that’s, that’s their family and loved ones. And I, I think, really, that’s the way it should be.  0:48  …
Read More
The Difference Between Group and Individual Life Insurance

The Difference Between Group and Individual Life Insurance – Podcast Episode 48

0:00In this podcast, I’m going to be discussing the difference between group and individual life insurance. And if you happen to work for an employer, and they offer you life insurance as a benefit, good for you, good for you. If you trust your employer, to give you the best insurance policy that’s going to…
Read More
The Role of Health and Age in Life Insurance Premiums

The Role of Health and Age in Life Insurance Premiums – Podcast Episode 47

0:00In this podcast, I’m going to be discussing the role of health and age in life insurance premiums. Let’s dive right in. What is the role of health in life insurance premiums? Well, let’s dive right in health plays a significant role in determining life insurance premiums, the insurance companies out there are going to…
Read More
How to Avoid Common Life Insurance Mistakes as a Senior

How to Avoid Common Life Insurance Mistakes as a Senior – Podcast Episode 46

0:02In this podcast, I’m going to be discussing how to avoid common life insurance mistakes. As a senior, let me tell you one thing in this country, the good old United States of America, there’s a lot of people turning old really quick, you know, it’s just one of the fastest growing demographics out there.…
Read More
Understanding Contestability Periods In Life Insurance

Understanding Contestability Periods In Life Insurance – Podcast Episode 45

0:11   In this podcast, I’m going to be discussing understanding contestability periods in life insurance. Now, if you’re not an licensed life insurance agent, you probably have no idea what a contestability period is. Oh, my gosh, if only marriages had contestability periods, there’d be not too many divorces, probably. Anyway.  0:55   So what is…
Read More
Life Insurance Riders 9 Things You Need to Know

Life Insurance Riders: 9 Things You Need to Know – Podcast Episode 44

0:01   In this podcast, I’m going to be discussing life insurance riders, nine things you need to know let’s start off number one, what is a writer, it’s like insurance talk. And if you’re not in the insurance business, you don’t know what a rider is more than likely think about the old days when…
Read More
10 Benefits of Permanent Life Insurance

10 Benefits of Permanent Life Insurance – Podcast Episode 43

0:00In this podcast, I’m going to be discussing 10 benefits of permanent life insurance. Let’s just jump right into it. Number one, perhaps the most obvious is financial protection for loved ones, right? You know, if you don’t have permanent life insurance coverage, what do you have, you got one of two other things, you’ve…
Read More